Pay At Your Own Pace

With Affirm,
split purchases into 4 interest-free payments
every two weeks or longer-term monthly payments

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.

How does Affirm work?

An $800 purchase might cost $72.21/mo over 12 months at 15% APR.

1. Fill your cart

Select Affirm at checkout, then enter a few simple pieces of info for a real time decision.

2. Choose how to pay

Pick the payment plan you like best. You’ll never pay more than you agree to up front.

3. Pay over time

Make payments to affirm.com or in the Affirm app. You’ll get email and text reminders.

Affirm Values

Transparent

Affirm tells you the total amount you'll pay up front. That number will never go up

Flexible

You choose the payment schedule that works best for you

Fair

Affirm doesn’t charge late fees or hidden fees of any kind, ever

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.

Order restrictions apply.Opens in a modal window

Yes! There’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Yes—you can return an item you bought with Affirm by initiating the return process with FWRD. For information on FWRD's return & exchange policy, please visit https://www.fwrd.com/fw/content/customercare/shippingreturns/#accordion-returns.

No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

You can visit their website at affirm.com.